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For purchases of $50 or more, we accept Affirm, Shop Pay Installments, and Klarna to allow you to buy now and pay later with no late fees or surprises! Learn more about our financing options.

Learn more about Affirm

Pay at your own pace with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time and never pay a penny more than you agree to on day one.

Prequalify Now

Choose 3, 6, or 12 monthly payments

For example, a $700 purchase might cost $64/mo over 12 months at 15% APR.

Buying with Affirm is simple

• 1. Fill your cart
  Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
• 2. Choose how you pay
  Pick the monthly payment plan you like best. You'll never pay more than you agree to up front.
• 3. Pay over time
  Make payments at affirm.com or in the Affirm app. You'll get email and text reminders.

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

• Transparent
  Affirm tells you up front the total amount you'll pay. That number will never go up.
• Flexible
  You choose the payment schedule that works for you.
• Fair
  Affirm won't charge you late fees or penalties of any kind, ever.

Have more questions?

• For questions about how Affirm works, visit https://www.affirm.com/how-it-works.
• For any other questions about Affirm, visit https://helpcenter.affirm.com/s/.

*Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. Options depend on your purchase amount, and a down payment may be required. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

Learn more about Shop Pay Installments

How it works

• Add items to your cart (or shopping bag).
• Check out with Shop Pay.
• Choose the option to pay in installments.

Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.

Buy now, pay later with Shop Pay

When you choose Shop Pay at checkout, you can split your purchase into flexible installment payments.*

FAQs

Are there late fees?

No, there are no late fees if you miss a scheduled payment.

What is the option to pay in installments on Shop Pay?

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments.* Your first payment is due when you make your purchase.

What if I make a return on a purchase made through Installments with Shop Pay?

If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:

• A smaller payment balance on the final payment.
• Less future payments on the remaining loan balance.

If your refund amount is more than the amount remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original payment method within 3 to 10 business days.

Which payment methods are accepted if I use the option to pay Installments on Shop Pay?

The installments option on Shop Pay is available on debit cards.

Have more questions?

• For questions about installment payments on Shop Pay, visit https://shoppay.affirm.com.
• For questions about Shop Pay or the Shop App, visit https://help.shop.app.

*Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license.

Learn more about Klarna

Get more time to pay with Klarna.

We’ve partnered with Klarna to give you a better shopping experience.

It’s smoooth and simple.

Klarna helps you elevate your shopping game. When you choose Klarna at checkout, you’ll get the option to shop now and pay later for your purchase. It's shopping the way it should be. Effortless, safe and fun.

The best way to shop.

Get deals on your favorite products, check your Purchase power, see all of your purchases in one place, extend your due dates, pay open balances and much more in the Klarna app. You can also log into your Klarna account at https://app.klarna.com/login. If you need any help, Klarna’s Customer Service is there for you. Safe and secure.
Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases.

How to shop with Klarna.

1. Add item(s) to your cart and head to checkout.
2. Select Klarna at checkout and choose how you would like to pay.
3. Manage your orders and payments in the Klarna app.

About Klarna

We’re on a mission to elevate shopping by reshaping the entire experience from browsing to owning. We do this by giving you convenience, perks and inspiration.

Founded in Stockholm, Sweden, Klarna is one of Europe's fastest-growing companies and a leading alternative payment provider. We have 6,000+ employees from 100+ nationalities, and are leading the way for alternative payments by serving 150 million active consumers and over 450,000 retail partners.

https://www.klarna.com/international/about-us/

Pay in 4

Split your purchase into 4 interest-free payments so you can spread the cost over time. The card or bank account of your choice will be automatically charged every 2 weeks. No interest or fees when you pay on time.***

Fair financing

Apply for monthly financing directly at checkout. A short application will provide an instant decision for you. With no hard credit check there is no impact to your credit to apply. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna app. No fees when you pay on time.

Pay in 30 days

Order today and enjoy up to 30 days before you pay in full.** Now you can receive your purchase, make sure you love it IRL, and only pay for what you decide to keep. No upfront payment, no interest, and no fees when you pay on time.

Pay now

Pay immediately and in full, with the same seamless payment experience you know and expect from Klarna. Debit or credit card accepted.

*Monthly financing through Klarna issued by WebBank, member FDIC. Other CA resident loans made or arranged pursuant to a California Finance Lenders Law license. **See payment terms. CA resident loans made or arranged pursuant to a California Financing Law license. ***See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.